Three and a half years ago, Sara Timmons and her husband bought a new house in Sparks that she thought would be the family's permanent home.
But it has lost nearly $100,000 in value and, though they are current on their payments, the monthly mortgage combined with other expenses is a struggle.
"We don't want to move out of our home," she said. "We bought a home to live in, not to invest in. But it's hard to enjoy that when you're always stressing about the money you're putting into it."
Timmons worries her dream of homeownership might be in jeopardy. The 29-year-old is not alone.
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FHA VS CONVENTIONAL LOAN
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